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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,076 | $77,908+120.9% | $149,696+15.0% | $75,173+128.9% |
| Participation rate | 85.4% | 65.6%+19.8pp | 78.8%+6.6pp | 67.2%+18.2pp |
| Annual return | 11.59% | 31.73%-20.1pp | 134.46%-122.9pp | 160.72%-149.1pp |
| Employer contribution / active EE | $4,403 | $3,138+40.3% | $4,821-8.7% | $2,671+64.9% |
| Participant deferral / active EE | $8,117 | $3,411+138.0% | $5,682+42.9% | $4,126+96.7% |
| Admin fee / account holder | $4,144 | $5,950-30.3% | $13,212-68.6% | $5,651-26.7% |