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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,405 | $49,024+178.2% | $112,860+20.9% | $87,485+55.9% |
| Participation rate | 100.0% | 62.2%+37.8pp | 66.3%+33.7pp | 68.9%+31.1pp |
| Annual return | 11.74% | 43.86%-32.1pp | 35.26%-23.5pp | 26.06%-14.3pp |
| Employer contribution / active EE | $3,452 | $1,290+167.5% | $2,206+56.5% | $2,596+33.0% |
| Participant deferral / active EE | $6,465 | $2,209+192.7% | $3,493+85.1% | $4,274+51.3% |
| Admin fee / account holder | $18,441 | $6,266+194.3% | $6,841+169.5% | $7,775+137.2% |