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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,526 | $25,014+481.8% | $69,632+109.0% | $80,959+79.8% |
| Participation rate | 100.0% | 64.2%+35.8pp | 66.4%+33.6pp | 67.7%+32.3pp |
| Annual return | 11.22% | 19.08%-7.9pp | 101.32%-90.1pp | 35.67%-24.4pp |
| Employer contribution / active EE | $3,812 | $991+284.5% | $1,708+123.1% | $2,757+38.2% |
| Participant deferral / active EE | $6,557 | $1,840+256.4% | $2,889+127.0% | $4,300+52.5% |
| Admin fee / account holder | $3,523 | $2,491+41.4% | $4,695-25.0% | $6,925-49.1% |