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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,100 | $160,028+50.7% | $147,080+63.9% | $145,884+65.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 6.37% | 98.60%-92.2pp | 420.17%-413.8pp | 551.85%-545.5pp |
| Employer contribution / active EE | $5,918 | $5,286+12.0% | $4,933+20.0% | $4,662+26.9% |
| Participant deferral / active EE | $6,689 | $8,422-20.6% | $8,066-17.1% | $6,6900% |
| Admin fee / account holder | $301 | $15,030-98.0% | $12,989-97.7% | $13,392-97.8% |