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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,401 | $190,879+56.3% | $160,009+86.5% | $134,532+121.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -13.77% | 552.63%-566.4pp | 408.85%-422.6pp | 418.27%-432.0pp |
| Employer contribution / active EE | $8,487 | $4,995+69.9% | $4,225+100.9% | $4,741+79.0% |
| Participant deferral / active EE | $9,942 | $6,924+43.6% | $6,183+60.8% | $6,401+55.3% |
| Admin fee / account holder | $14,498 | $10,495+38.1% | $8,715+66.4% | $11,429+26.9% |