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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,793 | $72,177+126.9% | $115,038+42.4% | $59,633+174.7% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.68% | 12.02%-15.7pp | 26.14%-29.8pp | 2041.45%-2045.1pp |
| Employer contribution / active EE | $8,349 | $2,841+193.8% | $4,608+81.2% | $2,203+279.0% |
| Participant deferral / active EE | $5,693 | $4,783+19.0% | $6,026-5.5% | $3,192+78.4% |
| Admin fee / account holder | $12,187 | $4,927+147.4% | $8,175+49.1% | $4,297+183.6% |