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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,066 | $144,130+0.6% | $117,861+23.1% | $147,586-1.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 18.16% | 531.20%-513.0pp | 335.11%-316.9pp | 578.59%-560.4pp |
| Employer contribution / active EE | $10,802 | $4,897+120.6% | $3,786+185.3% | $4,876+121.5% |
| Participant deferral / active EE | $5,574 | $5,316+4.8% | $4,482+24.4% | $5,439+2.5% |
| Admin fee / account holder | $988 | $10,887-90.9% | $8,021-87.7% | $10,886-90.9% |