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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,405 | $176,105+63.8% | $159,474+80.8% | $167,536+72.1% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 11.37% | 331.91%-320.5pp | 263.68%-252.3pp | 478.82%-467.5pp |
| Employer contribution / active EE | $2,543 | $5,299-52.0% | $4,831-47.4% | $4,839-47.4% |
| Participant deferral / active EE | $9,617 | $7,751+24.1% | $7,353+30.8% | $6,342+51.6% |
| Admin fee / account holder | $1,622 | $12,559-87.1% | $10,802-85.0% | $12,315-86.8% |