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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,833 | $105,210+177.4% | $159,487+83.0% | $85,851+239.9% |
| Participation rate | 70.5% | 75.8%-5.3pp | 82.8%-12.3pp | 69.3%+1.2pp |
| Annual return | 13.65% | 45.08%-31.4pp | 263.71%-250.1pp | 318.63%-305.0pp |
| Employer contribution / active EE | $603 | $3,319-81.8% | $4,831-87.5% | $2,565-76.5% |
| Participant deferral / active EE | $5,195 | $5,946-12.6% | $7,354-29.4% | $3,952+31.4% |
| Admin fee / account holder | $52,209 | $6,934+652.9% | $10,804+383.3% | $6,261+733.9% |