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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,179 | $73,421+71.9% | $66,439+89.9% | $155,188-18.7% |
| Participation rate | 93.8% | 79.7%+14.1pp | 74.5%+19.3pp | 80.8%+12.9pp |
| Annual return | 10.42% | 1382.37%-1372.0pp | 757.66%-747.2pp | 148.84%-138.4pp |
| Employer contribution / active EE | $5,526 | $3,039+81.8% | $2,637+109.6% | $4,248+30.1% |
| Participant deferral / active EE | $5,253 | $4,680+12.2% | $3,876+35.5% | $6,531-19.6% |
| Admin fee / account holder | $993 | $8,856-88.8% | $6,173-83.9% | $14,480-93.1% |