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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,915 | $175,259-27.0% | $149,723-14.6% | $139,487-8.3% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 16.67% | 166.82%-150.2pp | 134.50%-117.8pp | 373.84%-357.2pp |
| Employer contribution / active EE | $2,191 | $5,478-60.0% | $4,821-54.6% | $4,755-53.9% |
| Participant deferral / active EE | $5,849 | $6,522-10.3% | $5,682+2.9% | $6,713-12.9% |
| Admin fee / account holder | $6,729 | $16,158-58.4% | $13,215-49.1% | $11,407-41.0% |