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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,386 | $77,908+167.5% | $149,696+39.2% | $75,173+177.2% |
| Participation rate | 96.4% | 65.6%+30.8pp | 78.8%+17.7pp | 67.2%+29.2pp |
| Annual return | 14.60% | 31.73%-17.1pp | 134.46%-119.9pp | 160.72%-146.1pp |
| Employer contribution / active EE | $13,947 | $3,138+344.5% | $4,821+189.3% | $2,671+422.2% |
| Participant deferral / active EE | $0 | $3,411-100.0% | $5,682-100.0% | $4,126-100.0% |
| Admin fee / account holder | $3,550 | $5,950-40.3% | $13,212-73.1% | $5,651-37.2% |