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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,295 | $81,276+292.9% | $155,574+105.2% | $80,925+294.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 4.06% | 33.36%-29.3pp | 64.87%-60.8pp | 35.65%-31.6pp |
| Employer contribution / active EE | $9,463 | $3,103+205.0% | $4,676+102.4% | $2,756+243.3% |
| Participant deferral / active EE | $9,516 | $3,453+175.6% | $5,629+69.0% | $4,299+121.4% |
| Admin fee / account holder | $14,409 | $7,993+80.3% | $15,914-9.5% | $6,940+107.6% |