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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,015 | $78,027-73.1% | $178,528-88.2% | $80,925-74.0% |
| Participation rate | 78.2% | 65.7%+12.5pp | 77.1%+1.1pp | 67.7%+10.5pp |
| Annual return | 16.07% | 18.09%-2.0pp | 27.11%-11.0pp | 35.65%-19.6pp |
| Employer contribution / active EE | $394 | $2,281-82.7% | $3,950-90.0% | $2,756-85.7% |
| Participant deferral / active EE | $2,471 | $4,408-43.9% | $6,278-60.6% | $4,299-42.5% |
| Admin fee / account holder | $2,529 | $7,168-64.7% | $10,419-75.7% | $6,940-63.6% |