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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,131 | $180,459+12.0% | $154,108+31.2% | $135,380+49.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -21.43% | 888.21%-909.6pp | 735.21%-756.6pp | 519.81%-541.2pp |
| Employer contribution / active EE | $1,627 | $6,035-73.0% | $5,298-69.3% | $4,779-66.0% |
| Participant deferral / active EE | $7,400 | $5,806+27.4% | $5,081+45.7% | $5,609+31.9% |
| Admin fee / account holder | $67,000 | $16,145+315.0% | $13,411+399.6% | $10,828+518.8% |