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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,385 | $167,415+121.2% | $140,514+163.6% | $198,609+86.5% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 7.99% | 13.85%-5.9pp | 14.36%-6.4pp | 202.70%-194.7pp |
| Employer contribution / active EE | $2,072 | $4,088-49.3% | $3,378-38.7% | $5,055-59.0% |
| Participant deferral / active EE | $2,589 | $5,579-53.6% | $4,919-47.4% | $6,977-62.9% |
| Admin fee / account holder | $604 | $16,730-96.4% | $13,697-95.6% | $19,030-96.8% |