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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $683,295 | $176,120+288.0% | $159,487+328.4% | $167,553+307.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.39% | 331.95%-318.6pp | 263.71%-250.3pp | 478.89%-465.5pp |
| Employer contribution / active EE | $40,710 | $5,299+668.2% | $4,831+742.6% | $4,840+741.2% |
| Participant deferral / active EE | $26,000 | $7,752+235.4% | $7,354+253.6% | $6,343+309.9% |
| Admin fee / account holder | $714,283 | $12,561+5586.5% | $10,804+6511.5% | $12,316+5699.5% |