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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,548 | $47,479-12.5% | $62,929-34.0% | $82,448-49.6% |
| Participation rate | 98.8% | 66.9%+31.9pp | 73.1%+25.7pp | 68.1%+30.7pp |
| Annual return | 12.19% | 20.34%-8.2pp | 1063.93%-1051.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $1,228 | $1,885-34.9% | $2,505-51.0% | $2,551-51.9% |
| Participant deferral / active EE | $2,973 | $2,870+3.6% | $3,888-23.5% | $4,139-28.2% |
| Admin fee / account holder | $2,066 | $3,804-45.7% | $5,065-59.2% | $7,234-71.4% |