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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,548 | $55,457-25.1% | $77,361-46.3% | $94,015-55.8% |
| Participation rate | 98.8% | 69.8%+29.0pp | 75.0%+23.8pp | 70.8%+28.0pp |
| Annual return | 12.19% | 15.57%-3.4pp | 1011.54%-999.4pp | 17.84%-5.7pp |
| Employer contribution / active EE | $1,228 | $2,255-45.5% | $2,990-58.9% | $2,790-56.0% |
| Participant deferral / active EE | $2,973 | $3,069-3.1% | $3,911-24.0% | $4,249-30.0% |
| Admin fee / account holder | $2,066 | $4,334-52.3% | $5,894-64.9% | $8,951-76.9% |