Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,300,409 | $167,350+677.1% | $143,801+804.3% | $134,554+866.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -26.14% | 0.48%-26.6pp | -0.04%-26.1pp | 418.46%-444.6pp |
| Employer contribution / active EE | $1,667 | $5,620-70.3% | $4,952-66.3% | $4,742-64.9% |
| Participant deferral / active EE | $5,088 | $6,447-21.1% | $5,639-9.8% | $6,401-20.5% |
| Admin fee / account holder | $1,980 | $18,096-89.1% | $14,680-86.5% | $11,430-82.7% |