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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,685 | $43,496-22.6% | $161,489-79.1% | $64,340-47.6% |
| Participation rate | 35.2% | 53.5%-18.3pp | 78.7%-43.5pp | 55.2%-20.0pp |
| Annual return | 16.89% | 20.76%-3.9pp | 89.72%-72.8pp | 24.14%-7.3pp |
| Employer contribution / active EE | $643 | $1,431-55.0% | $4,268-84.9% | $1,862-65.4% |
| Participant deferral / active EE | $909 | $1,996-54.4% | $5,630-83.8% | $2,980-69.5% |
| Admin fee / account holder | $1,433 | $2,330-38.5% | $16,006-91.0% | $3,703-61.3% |