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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,488 | $84,685-97.1% | $73,836-96.6% | $125,389-98.0% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -2.50% | 3123.80%-3126.3pp | 2268.06%-2270.6pp | 282.24%-284.7pp |
| Employer contribution / active EE | $689 | $3,123-77.9% | $2,787-75.3% | $4,866-85.8% |
| Participant deferral / active EE | $675 | $3,993-83.1% | $3,583-81.2% | $5,352-87.4% |
| Admin fee / account holder | $654 | $5,694-88.5% | $4,882-86.6% | $9,541-93.1% |