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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,344 | $217,432-45.6% | $185,851-36.3% | $167,553-29.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.33% | 148.43%-140.1pp | 122.11%-113.8pp | 478.89%-470.6pp |
| Employer contribution / active EE | $12,915 | $5,874+119.8% | $5,168+149.9% | $4,840+166.9% |
| Participant deferral / active EE | $1,195 | $6,357-81.2% | $5,569-78.5% | $6,343-81.2% |
| Admin fee / account holder | $14,381 | $19,820-27.4% | $16,245-11.5% | $12,316+16.8% |