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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,442 | $99,079+44.8% | $78,002+83.9% | $273,972-47.6% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.5%-25.5pp | 83.0%-33.0pp |
| Annual return | 6.57% | 217.93%-211.4pp | 425.99%-419.4pp | 41.46%-34.9pp |
| Employer contribution / active EE | $2,962 | $3,308-10.5% | $2,470+19.9% | $4,869-39.2% |
| Participant deferral / active EE | $4,749 | $4,306+10.3% | $3,497+35.8% | $5,287-10.2% |
| Admin fee / account holder | $27,983 | $8,954+212.5% | $5,481+410.6% | $10,133+176.2% |