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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,979 | $98,760+50.8% | $149,715-0.5% | $79,858+86.6% |
| Participation rate | 89.5% | 75.8%+13.7pp | 82.5%+7.0pp | 69.6%+19.8pp |
| Annual return | 7.27% | 27.43%-20.2pp | 276.66%-269.4pp | 31.72%-24.4pp |
| Employer contribution / active EE | $671 | $3,217-79.1% | $4,645-85.6% | $2,471-72.8% |
| Participant deferral / active EE | $6,045 | $5,681+6.4% | $6,842-11.7% | $3,740+61.6% |
| Admin fee / account holder | $1,085 | $6,053-82.1% | $9,310-88.3% | $5,306-79.5% |