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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $890,459 | $78,705+1031.4% | $117,860+655.5% | $70,124+1169.8% |
| Participation rate | 96.4% | 73.2%+23.2pp | 79.7%+16.8pp | 69.5%+26.9pp |
| Annual return | 10.66% | 23.30%-12.6pp | 335.10%-324.4pp | 73.14%-62.5pp |
| Employer contribution / active EE | $32,291 | $2,223+1352.4% | $3,786+752.8% | $2,342+1278.5% |
| Participant deferral / active EE | $13,121 | $3,297+298.0% | $4,482+192.8% | $3,332+293.8% |
| Admin fee / account holder | $29,457 | $5,065+481.5% | $8,021+267.3% | $4,645+534.1% |