Retirement plan

THE CALAIS SCHOOL 401(K) PLAN FOR NON-UNION EMPLOYEES

Name: THE CALAIS SCHOOL - THE CALAIS SCHOOL 401(K) PLAN FOR NON-UNION EMPLOYEES (2017) Form 5500
Creator: THE CALAIS SCHOOL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE CALAIS SCHOOL 401(K) PLAN FOR NON-UNION EMPLOYEES, THE CALAIS SCHOOL

THE CALAIS SCHOOLEIN 22-1903027Plan #003PY 2017

45 HIGHLAND AVE. - WHIPPANY, NJ 07981973-884-2030thecalaisschool.orgLinkedIn51-200 employeeseducation management

Other plans on this EIN

2 filings

#001Retirement-$3.1M assets #002Retirement-$2.5M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.4M

+30.6% from 2016

Total participants

103

+14.4% from 2016

Average account balance

$25,192

+11.2% from 2016

Annual return

18.49%

-0.48 pp from 2016

Benchmarks

See 3,768 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort3,768 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$26K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

133

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$427K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$172

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$88K

$1327 / participant

Other / not subdivided$88K100.0%

% of EOY assets

3.697%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,192

$45,050-44.1%

$63,018-60.0%

$70,126-64.1%

Participation rate

86.4%

69.5%+16.9pp

74.8%+11.6pp

69.5%+16.8pp

Annual return

18.49%

18.76%-0.3pp

87.62%-69.1pp

73.15%-54.7pp

Employer contribution / active EE

$2,800

$2,052+36.5%

$2,761+1.4%

$2,343+19.5%

Participant deferral / active EE

$1,836

$2,466-25.5%

$3,330-44.8%

$3,332-44.9%

Admin fee / account holder

$931

$2,834-67.1%

$3,601-74.1%

$4,645-79.9%

THE CALAIS SCHOOL 401(K) PLAN FOR NON-UNION EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE CALAIS SCHOOL 401(K) PLAN FOR NON-UNION EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion