Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,582 | $52,380+92.0% | $98,864+1.7% | $85,851+17.2% |
| Participation rate | 27.0% | 58.0%-30.9pp | 65.7%-38.7pp | 69.3%-42.3pp |
| Annual return | 17.88% | 25.82%-7.9pp | 50.03%-32.2pp | 318.63%-300.8pp |
| Employer contribution / active EE | $0 | $1,337-100.0% | $2,070-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $681 | $2,101-67.6% | $3,037-77.6% | $3,952-82.8% |
| Admin fee / account holder | $2,575 | $3,865-33.4% | $4,080-36.9% | $6,261-58.9% |