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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,496 | $105,158+180.1% | $94,672+211.1% | $139,487+111.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 15.18% | 38.11%-22.9pp | 156.89%-141.7pp | 373.84%-358.7pp |
| Employer contribution / active EE | $4,073 | $4,107-0.8% | $3,673+10.9% | $4,755-14.3% |
| Participant deferral / active EE | $16,555 | $7,599+117.9% | $7,417+123.2% | $6,713+146.6% |
| Admin fee / account holder | $68,677 | $8,972+665.5% | $7,222+851.0% | $11,407+502.0% |