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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,673 | $110,083+31.4% | $151,645-4.6% | $68,490+111.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -20.25% | -10.12%-10.1pp | 3.34%-23.6pp | -7.85%-12.4pp |
| Employer contribution / active EE | $6,929 | $4,470+55.0% | $6,165+12.4% | $2,597+166.8% |
| Participant deferral / active EE | $5,685 | $6,526-12.9% | $8,363-32.0% | $4,028+41.1% |
| Admin fee / account holder | $19,301 | $7,718+150.1% | $11,614+66.2% | $5,403+257.2% |