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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,721 | $100,805+163.6% | $86,698+206.5% | $134,532+97.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -15.76% | 29.09%-44.8pp | 35.95%-51.7pp | 418.27%-434.0pp |
| Employer contribution / active EE | $3,724 | $3,490+6.7% | $2,837+31.3% | $4,741-21.4% |
| Participant deferral / active EE | $11,760 | $5,339+120.3% | $4,656+152.6% | $6,401+83.7% |
| Admin fee / account holder | $1,020 | $10,925-90.7% | $7,493-86.4% | $11,429-91.1% |