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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,856 | $105,145-73.5% | $94,664-70.6% | $139,466-80.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 21.11% | 38.09%-17.0pp | 156.84%-135.7pp | 373.66%-352.5pp |
| Employer contribution / active EE | $2,624 | $4,107-36.1% | $3,673-28.6% | $4,754-44.8% |
| Participant deferral / active EE | $5,187 | $7,599-31.7% | $7,417-30.1% | $6,712-22.7% |
| Admin fee / account holder | $1,372 | $8,972-84.7% | $7,222-81.0% | $11,409-88.0% |