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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,546 | $101,795-58.2% | $165,100-74.2% | $80,959-47.4% |
| Participation rate | 34.4% | 71.8%-37.5pp | 78.6%-44.2pp | 67.7%-33.3pp |
| Annual return | 9.63% | 16.73%-7.1pp | 70.21%-60.6pp | 35.67%-26.0pp |
| Employer contribution / active EE | $1,128 | $2,954-61.8% | $4,348-74.0% | $2,757-59.1% |
| Participant deferral / active EE | $4,050 | $4,476-9.5% | $6,035-32.9% | $4,300-5.8% |
| Admin fee / account holder | $125 | $8,221-98.5% | $12,696-99.0% | $6,925-98.2% |