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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,022 | $106,280+102.3% | $96,538+122.7% | $139,487+54.2% |
| Participation rate | 82.6% | 77.8%+4.8pp | 74.3%+8.3pp | 80.3%+2.3pp |
| Annual return | 15.65% | 38.48%-22.8pp | 35.74%-20.1pp | 373.84%-358.2pp |
| Employer contribution / active EE | $3,773 | $4,107-8.1% | $3,740+0.9% | $4,755-20.6% |
| Participant deferral / active EE | $7,443 | $5,457+36.4% | $4,880+52.5% | $6,713+10.9% |
| Admin fee / account holder | $5,537 | $7,888-29.8% | $6,737-17.8% | $11,407-51.5% |