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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,509 | $118,488+68.4% | $98,462+102.6% | $139,487+43.0% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 15.34% | 18.96%-3.6pp | 21.17%-5.8pp | 373.84%-358.5pp |
| Employer contribution / active EE | $10,988 | $3,611+204.3% | $3,049+260.4% | $4,755+131.1% |
| Participant deferral / active EE | $3,638 | $5,393-32.6% | $4,738-23.2% | $6,713-45.8% |
| Admin fee / account holder | $4,360 | $13,868-68.6% | $8,875-50.9% | $11,407-61.8% |