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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,581 | $125,237+53.0% | $105,608+81.4% | $145,877+31.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.50% | 225.76%-215.3pp | 116.50%-106.0pp | 551.28%-540.8pp |
| Employer contribution / active EE | $10,012 | $3,720+169.1% | $3,167+216.1% | $4,663+114.7% |
| Participant deferral / active EE | $2,990 | $5,711-47.6% | $5,010-40.3% | $6,691-55.3% |
| Admin fee / account holder | $18,421 | $17,287+6.6% | $11,028+67.0% | $13,402+37.5% |