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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,581 | $125,190+53.0% | $105,624+81.4% | $145,897+31.3% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.50% | 225.22%-214.7pp | 116.20%-105.7pp | 552.29%-541.8pp |
| Employer contribution / active EE | $10,012 | $3,720+169.1% | $3,168+216.1% | $4,663+114.7% |
| Participant deferral / active EE | $2,990 | $5,716-47.7% | $5,013-40.3% | $6,689-55.3% |
| Admin fee / account holder | $18,421 | $17,138+7.5% | $10,961+68.1% | $13,390+37.6% |