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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,133 | $138,076-34.0% | $123,553-26.2% | $135,380-32.7% |
| Participation rate | 93.8% | 84.7%+9.0pp | 82.3%+11.5pp | 82.6%+11.1pp |
| Annual return | -4.81% | 153.70%-158.5pp | 119.21%-124.0pp | 519.81%-524.6pp |
| Employer contribution / active EE | $861 | $5,152-83.3% | $4,628-81.4% | $4,779-82.0% |
| Participant deferral / active EE | $3,612 | $6,800-46.9% | $6,426-43.8% | $5,609-35.6% |
| Admin fee / account holder | $954 | $10,917-91.3% | $9,284-89.7% | $10,828-91.2% |