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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,244 | $162,821-82.7% | $133,978-78.9% | $158,982-82.2% |
| Participation rate | 89.5% | 83.2%+6.2pp | 79.8%+9.6pp | 82.0%+7.5pp |
| Annual return | 18.73% | 41.95%-23.2pp | 45.10%-26.4pp | 302.99%-284.3pp |
| Employer contribution / active EE | $2,278 | $4,976-54.2% | $3,919-41.9% | $4,763-52.2% |
| Participant deferral / active EE | $5,429 | $5,910-8.2% | $5,047+7.6% | $5,983-9.3% |
| Admin fee / account holder | $1,223 | $11,742-89.6% | $8,930-86.3% | $11,252-89.1% |