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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,645 | $80,983+10.7% | $96,544-7.1% | $75,177+19.2% |
| Participation rate | 67.6% | 71.8%-4.1pp | 76.0%-8.3pp | 67.2%+0.4pp |
| Annual return | 19.79% | 27.05%-7.3pp | 25.88%-6.1pp | 160.75%-141.0pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,116 | $3,929+4.8% | $4,851-15.2% | $4,126-0.3% |
| Admin fee / account holder | $3,313 | $6,717-50.7% | $8,254-59.9% | $5,651-41.4% |