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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,498 | $82,678+82.0% | $125,391+20.0% | $68,490+119.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -20.01% | -5.97%-14.0pp | 572.41%-592.4pp | -7.85%-12.2pp |
| Employer contribution / active EE | $8,973 | $3,382+165.3% | $4,816+86.3% | $2,597+245.6% |
| Participant deferral / active EE | $10,645 | $6,111+74.2% | $7,448+42.9% | $4,028+164.3% |
| Admin fee / account holder | $2,200 | $6,277-64.9% | $10,009-78.0% | $5,403-59.3% |