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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,767 | $118,488+132.7% | $98,462+180.1% | $139,487+97.7% |
| Participation rate | 80.0% | 77.5%+2.5pp | 75.2%+4.8pp | 80.3%-0.3pp |
| Annual return | 10.06% | 18.96%-8.9pp | 21.17%-11.1pp | 373.84%-363.8pp |
| Employer contribution / active EE | $3,497 | $3,611-3.1% | $3,049+14.7% | $4,755-26.5% |
| Participant deferral / active EE | $6,286 | $5,393+16.6% | $4,738+32.7% | $6,713-6.4% |
| Admin fee / account holder | $12,699 | $13,868-8.4% | $8,875+43.1% | $11,407+11.3% |