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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,937 | $106,008-64.2% | $92,240-58.9% | $147,586-74.3% |
| Participation rate | 61.9% | 80.4%-18.5pp | 76.5%-14.6pp | 82.8%-20.9pp |
| Annual return | 17.07% | 50.05%-33.0pp | 176.29%-159.2pp | 578.59%-561.5pp |
| Employer contribution / active EE | $2,367 | $4,333-45.4% | $3,680-35.7% | $4,876-51.5% |
| Participant deferral / active EE | $1,125 | $4,478-74.9% | $3,897-71.1% | $5,439-79.3% |
| Admin fee / account holder | $184 | $6,333-97.1% | $5,194-96.5% | $10,886-98.3% |