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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,205 | $117,829-76.1% | $102,423-72.5% | $145,877-80.7% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 19.02% | 31.83%-12.8pp | 29.42%-10.4pp | 551.28%-532.3pp |
| Employer contribution / active EE | $1,868 | $3,615-48.3% | $3,023-38.2% | $4,663-59.9% |
| Participant deferral / active EE | $2,319 | $5,732-59.5% | $5,054-54.1% | $6,691-65.3% |
| Admin fee / account holder | $562 | $13,335-95.8% | $9,455-94.1% | $13,402-95.8% |