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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,863 | $91,537-17.1% | $130,045-41.7% | $75,173+0.9% |
| Participation rate | 73.7% | 71.5%+2.2pp | 78.5%-4.8pp | 67.2%+6.5pp |
| Annual return | 22.02% | -631.55%+653.6pp | -137.30%+159.3pp | 160.72%-138.7pp |
| Employer contribution / active EE | $2,926 | $2,845+2.8% | $4,321-32.3% | $2,671+9.5% |
| Participant deferral / active EE | $7,658 | $4,343+76.3% | $5,820+31.6% | $4,126+85.6% |
| Admin fee / account holder | $14,085 | $6,780+107.8% | $10,600+32.9% | $5,651+149.3% |