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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,317 | $54,679+264.5% | $76,119+161.9% | $74,459+167.7% |
| Participation rate | 79.6% | 60.3%+19.3pp | 69.1%+10.6pp | 67.2%+12.4pp |
| Annual return | 16.02% | 31.90%-15.9pp | 361.25%-345.2pp | 1369.70%-1353.7pp |
| Employer contribution / active EE | $1,745 | $1,781-2.1% | $2,693-35.2% | $2,626-33.6% |
| Participant deferral / active EE | $3,865 | $3,072+25.8% | $4,259-9.2% | $4,350-11.1% |
| Admin fee / account holder | $849 | $2,238-62.1% | $6,421-86.8% | $1,945-56.3% |