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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,876 | $105,866+79.4% | $90,766+109.2% | $134,545+41.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -11.12% | -10.99%-0.1pp | -12.16%+1.0pp | 418.37%-429.5pp |
| Employer contribution / active EE | $23,897 | $3,464+589.9% | $2,922+717.9% | $4,742+404.0% |
| Participant deferral / active EE | $18,374 | $5,217+252.2% | $4,565+302.5% | $6,401+187.0% |
| Admin fee / account holder | $3,245 | $13,938-76.7% | $8,446-61.6% | $11,431-71.6% |