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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,064 | $139,948+68.0% | $121,663+93.2% | $154,746+51.9% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 14.04% | 230.52%-216.5pp | 147.54%-133.5pp | 172.34%-158.3pp |
| Employer contribution / active EE | $4,761 | $3,521+35.2% | $3,020+57.7% | $4,379+8.7% |
| Participant deferral / active EE | $18,200 | $5,629+223.3% | $4,887+272.4% | $6,730+170.4% |
| Admin fee / account holder | $6,218 | $17,321-64.1% | $14,289-56.5% | $14,365-56.7% |