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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $813,646 | $185,883+337.7% | $170,043+378.5% | $139,466+483.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 3.56% | 60.54%-57.0pp | 53.40%-49.8pp | 373.66%-370.1pp |
| Employer contribution / active EE | $6,429 | $7,596-15.4% | $6,790-5.3% | $4,754+35.2% |
| Participant deferral / active EE | $4,740 | $11,626-59.2% | $10,410-54.5% | $6,712-29.4% |
| Admin fee / account holder | $67,631 | $15,393+339.4% | $12,824+427.4% | $11,409+492.8% |