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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,269 | $52,279-1.9% | $89,435-42.7% | $79,856-35.8% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 9.15% | 22.16%-13.0pp | 245.55%-236.4pp | 31.71%-22.6pp |
| Employer contribution / active EE | $6,949 | $1,572+342.2% | $2,587+168.6% | $2,471+181.2% |
| Participant deferral / active EE | $3,481 | $2,740+27.0% | $3,890-10.5% | $3,741-6.9% |
| Admin fee / account holder | $630 | $3,356-81.2% | $4,884-87.1% | $5,306-88.1% |