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| Provider | Service type | Compensation |
|---|---|---|
401K ADVISORS INC2 years Service code 15 · EIN 33-0905143 | Recordkeeping | $41,382 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $8,897 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,221 | $86,692+13.3% | $119,634-17.9% | $66,949+46.7% |
| Participation rate | 54.8% | 75.6%-20.7pp | 79.3%-24.4pp | 69.8%-15.0pp |
| Annual return | -15.37% | -8.00%-7.4pp | -14.98%-0.4pp | 1.57%-16.9pp |
| Employer contribution / active EE | $0 | $2,536-100.0% | $4,232-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $3,726 | $4,360-14.5% | $5,601-33.5% | $4,239-12.1% |
| Admin fee / account holder | $311 | $755-58.8% | $10,329-97.0% | $594-47.6% |