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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,018 | $95,453-17.2% | $112,040-29.5% | $82,448-4.2% |
| Participation rate | 88.2% | 72.8%+15.5pp | 76.5%+11.7pp | 68.1%+20.2pp |
| Annual return | 11.76% | 23.92%-12.2pp | 24.52%-12.8pp | 41.64%-29.9pp |
| Employer contribution / active EE | $2,514 | $2,318+8.5% | $2,954-14.9% | $2,551-1.5% |
| Participant deferral / active EE | $6,343 | $4,224+50.2% | $5,098+24.4% | $4,139+53.2% |
| Admin fee / account holder | $28,803 | $9,013+219.6% | $12,098+138.1% | $7,234+298.1% |