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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,237 | $110,240-57.2% | $96,544-51.1% | $139,487-66.1% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 19.48% | 26.41%-6.9pp | 25.88%-6.4pp | 373.84%-354.4pp |
| Employer contribution / active EE | $8,529 | $3,622+135.5% | $2,966+187.5% | $4,755+79.4% |
| Participant deferral / active EE | $4,782 | $5,549-13.8% | $4,851-1.4% | $6,713-28.8% |
| Admin fee / account holder | $329 | $11,602-97.2% | $8,254-96.0% | $11,407-97.1% |